While the financial markets are going crazy . . .

Just as She has Thru Every Bear Market, Stock Crash and Financial Fad Since 1955 — Humiliating the Wall Street Pros . . . Even Though She Couldn’t Analyze a Company Balance Sheet If Her Life Depended on It!

Finally . . . You Too Can Discover Her Old-Fashioned — Yet Now Revolutionary (and Updated for the 21st Century) — “Gold Egg” Income Investing Secrets for Lazy Investors

For a quick look at investing for income, watch this short (1:20 min) video now:

Investing means finding stocks that go up and then selling them.

Your broker thinks so.

So does your financial advisor.

Your neighbor says so.

You assumed so . . .

Wrong.

Many Investors are Now Wondering Whether the Big Paper Gains They’ve Seen Since 2013 Will Vanish Before They Can Enjoy Them

The media tells you the current bull market started in March 2009. March 2009 is the month the Dow hit its low point of 6,500, that’s true.

They forget to mention the old high was just over 14,000 in October 2007 – just before the Great Recession financial crisis wiped out HALF the Dow.

The market has gone up from that old high only since about August 2013.

And there’s no guarantee that the gains of the last 5 years – or more – won’t disappear again.

Therefore, many retirees and near retirees are now free-falling. When the market prices of their stocks go down, seniors have to sell more shares to pay their bills.

Leaving them with fewer shares they can sell next time they have to raise cash for an emergency.

No wonder they feel sick to their stomachs when they receive their brokerage, IRA, 401(k) and mutual fund statements.

It’s likely many people you know are now wondering whether they’ll ever take that special cruise, give great presents to their grandchildren or receive the best medical care if they suffer a prolonged illness.

The Dow first broke 11,000 in 1999, so for the next 11 years, investments for capital gains went nowhere . . . SLOWLY

Chances are, nobody told them this could happen. They simply followed the mainstream advice to load their 401(k) plans, IRAs and mutual funds up with “growth stocks” to sell many years later at a huge profit.

Despite following the conventional financial wisdom, many senior citizens are now asking what happened to that worry-free fun and relaxation they promised themselves after a long career of hard work.

Many people in their fifties and early sixties are wondering when — or even if — they’ll be able to retire.

Many today wonder whether they’ll be able to leave an estate to their families or a legacy to their favorite charity.

The more you learn about the stock market, the more you understand basing your retirement on continuous stock market price rises is like building a house on the edge of a steep dirt cliff. Sooner or later, a hard rain will fall.

The Shocking Truth About “Investing” for Capital Gains That Wall Street Doesn’t Want You to Understand

Serious investors who would never day trade, buy and sell penny stocks, splurge on Internet chat room stock tips or throw money away on Bitcoin . . .

. . . failed to understand that buying stocks and bonds in hopes of later selling at a higher price is an intrinsically risky form of gambling no matter how long in the future that “later” is. A 10-year “retirement trade” is not more virtuous or safer than a 10-minute day trade — it just takes a lot longer.

Clearly, you’d have more fun if you took your retirement fund to Vegas.

I Stumbled on a “Kindergarten” Truth Everybody Else Also Knows . . . But is Ignoring

Look, I’m just another guy who has to go to work every day to pay his bills. I’ve spent years studying investing, hoping to find a way to “get rich quick.”

I tried everything you could name, and then some — options, growth stocks, commodities, gold, silver, index funds.

I’ve bought no-name stocks and seen them triple in price in one day for no reason I could figure out. I’ve bought “bottom feeder” stocks for under one penny and discovered there’s always a smaller infinitesimal fraction of a cent they can sink down to. I’ve sold covered calls and learned the underlying stock price can drop by half while waiting to sell another call. (Book authors told me not to buy stocks that would go down . . . guess I just refused to listen.)

In the summer of 1998 I discovered a way to trade U.S. Treasury bond options with a 90% chance of success. Just to make sure I lost money, the world’s entire financial system almost melted down.

Oh well . . . I didn’t do as badly as Russian stock owners or the wealthy people who entrusted their funds to the Nobel prize winners and super trader at the Long-Term Capital Management hedge fund.

I did fail to get rich, quick or slow. Yet one day I had a revelation — one of those “things I learned in kindergarten but didn’t think they applied in adult life” insights.

You can’t have your cake and eat it too!

The Catch-22 of Capital Gains

When you buy stocks for growth, you can’t put actual, spendable cash back into your pocket until you sell the stock.

Duh!

And then you can’t participate in its future growth. Plus, you have to share your profit (if any!) with the government, by paying capital gains taxes.

Which is why honest investment advisors such as Warren Buffett advise you to never sell.

But if you never sell growth stocks, you never put any cash back into your pocket.

Sure, receiving a brokerage statement with a six or seven figure total balance FEELS good . . . that, and $6.95, will buy you a cappuccino at Starbucks.

If investing for capital gains is risky and pointless — obviously, investing for income is the logical alternative.

Far Too Many Years, I Overlooked the Investing Example My Family Set Me

So I began learning all I could about investing for income. I discovered many income investments I’d never even heard of — some of them paying out terrific yields.

One day after I began my research, I was helping my mother organize her paperwork and she showed me the original notebook where Grandpa wrote down the stocks he bought for her with the life insurance money from my father’s death.

As I looked through it, I wanted to slap myself! The secret to successful investing had been under my nose all along . . .

In 1955, my Grandpa put together a top-notch income portfolio for my mother!

Thanks to him, while growing up my sister Nancy and I had food to eat and clothes to wear.

All I had to do was follow his lead, update it for the modern financial world, and organize it into a system anyone can easily follow.

Why Everybody’s Wrong About Investing in Growth Stocks

Chances are, at some point in your life you have seen your portfolio grow. Maybe you have sold stocks at a profit, and it felt good. People who put money into Dot Com stocks during the 1990s may have made a lot of money — if lucky enough to sell before the crash. Maybe you’ve got profits riding in the so-called FAANG stocks: Faceboook, Apple, Amazon, Netflix & Google.

Wall Street wants customers to keep buying and selling so they keep raking in commissions and fees. They know that trading makes clients losers.

The more frequently people buy and sell, the more they lose.

That’s been proven over and over again by studies of actual brokerage records.

Yet brokers (who make a commission when stocks are sold), financial advisors (who make big bucks off their customers), and the talking heads on TV (if people didn’t care whether the market was up or down they wouldn’t bother to watch those financial shows) all encourage their clients to buy and sell investments for growth.

(By the way — “value” or contrarian investing is just another way of picking stocks somebody hopes will grow more quickly than the overall market.)

Mutual fund managers and hedge fund traders make millions just by claiming they’re better stock pickers than the rest of us.

The truth is, their track records — documented by hundreds of academic studies — are worse than throwing darts at a newspaper.

The market is too efficient — just too unpredictable — to beat.

Remember — almost none of these experts on giving financial advice saw the 2008 market crash in their crystal balls!

The few traders who figured out just how risky the subprime mortgage investments were, didn’t realize how badly it would shake up markets around the world or Wall Street itself – and they didn’t share the “Big Short” opportunity with ordinary investors.

Who Else Wants to Receive Regular Checks Even During Recessions?

Warren Buffett is considered the top picker of stocks, but the record shows he likes cash-rich businesses such as insurance companies (Geico) and companies that pay dividends (Coca-Cola).

Clearly, the big shots know “Cash is king.”

I Lived This Investment Secret Before I Understood It

I didn’t know it then, but I started learning these investment secrets when I was only two years old . . .

. . . Ike was President back when my grandfather, an accountant for Ralston-Purina, helped his newly widowed daughter invest the life insurance money she’d received from my father’s death in an automobile accident.

Knowing the future of his daughter and two grandchildren were at stake, Grandpa used a simple, common-sense (to him) approach.

Today, most investors, brokers, financial advisors and investment writers have now forgotten (or deliberately ignore) it.

See, although my grandfather did collect Social Security, he was born and raised long before it existed. People back then invested for income, because the government didn’t send them monthly checks after they retired.

When they bought stocks and bonds, they held on to them — so they could collect dividend and interest checks for the rest of their lives. That’s what they depended on to pay bills and eat.

They didn’t buy and sell, buy and sell, buy and sell in a crazy attempt to beat the market. Whether cigar-smoking capitalists or threadbare widows, they made the cardinal rule of investing the protection of capital.

That’s the background my grandfather had when he invested for my mother.

People in the past spent income when they had to, sure. But they knew if they sold their stocks and bonds, they were like a farmer eating his seed corn. Or the fairy tale couple who killed the goose that laid the golden eggs.

Previous generations knew that if they ate their “cake,” it was gone.

Eating cake? — enjoy.

Seed corn? — never!

“My Broker Keeps Telling Me About Stocks He Says Will Grow a Lot in 20 Years. I Tell Him, I Won’t Be Around in 20 Years.”

I hope my mother’s wrong about that . . . and chances are, you too are more concerned about the immediate future than 20 years from now.

You probably want immediate results from your savings — either extra spending money or an increase in your portfolio through reinvesting that income.

The official Wall Street line is this: companies that don’t pay dividends use that cash to grow their businesses, so their stock prices will go up farther and faster than stodgy, boring dull companies that actually treat their shareholders as partners in the success of their business.

That’s a logical theory — but real life results tell a different story.

Arnott and Arness studied the relationship between dividend payouts and corporate prices for the years 1871 to 2001 and reported on their results in FINANCIAL ANALYSTS JOURNAL. They found corporate profits rose fastest in decades following the highest dividend payouts, and were lowest in the years following the lowest dividend payouts.

Besides, most of any company’s stock performance depends on the overall market, not on the company’s individual business results. A bear market drags all stocks down with it. The best companies don’t go down as much as the market, but they go down more than their financial statements justify.

So much for the “keeping cash makes a company grow faster” argument.

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“Companies that don’t pay dividends have a sorry history of blowing the money on a string of stupid diversifications.”

— Peter Lynch, Manager of the Fidelity Magellan Fund 1977-1990

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When I Learned Brokers and Financial Advisors Don’t Tell Clients the Truth About Investments, I was Mad Enough to Take On Wall Street!

The historical record shows dividend-paying companies are the best long-term investments. Growth stocks are only better during manias such as the late 1990s, and then only if you sell out before the bubble bursts.

From 2000-2002, the S&P 500 stocks that didn’t pay dividends fell 33.19%. S&P 500 stocks that paid dividends ROSE 10.4%. That 3-year bear market just SLOWED the dividend paying stocks. And don’t forget, those shareholders still received their quarterly dividend checks!

Since 1926, dividends have made up 42% of the total return of the S&P 500. If you invested $1000 in the S&P 500 in 1926 and reinvested dividends, you’d now have $3,326,000. But if you didn’t reinvest dividends, you’d have only a measly $117,590. That means the S&P 500 stocks that didn’t pay any dividends had pretty punk “growth” compared to reinvesting in the companies that did pay dividends.

Just because you can’t reinvest dividends if the company doesn’t pay any.

How Quickly Do You Want to Start Growing Your Retirement Portfolio

The Mergent large cap index of dividend paying stocks outperformed the S&P 500 from 1993 to 2002 by an average of 1.5% per year. That doesn’t sound like a lot, and for one year it’s not, but when you compound that over several decades, by the time you retire it adds up to a tremendous difference.

From 12/31/74 to August 31, 2004 large, dividend paying stocks had total returns of 14.43%. Large growth stocks returned only 12.28%.

Paying Dividends Means Company Officers are Doing a Good Job Managing Cash Flow

Thanks to Enron, Tyco, Global Crossing and other corporate scandals, we now know the “earnings” that companies report can be accounting manipulations. Just numbers that have been gimmicked to look good. But guess what — dividend checks have to be backed by cold, hard cash in the company’s bank account.

None of the big name corporate criminals paid any dividends worth writing home about (Tyco did make a one-time token dividend payment of 1 penny per share).

If you bought only the best dividend-paying stocks, you would not have lost any money to accounting scandals

SHOCKER: the Stock Market Grows Only 39 Out of 100 Years

During the bear markets of 1901-1921, 1929-1954 and 1966-1981 the ONLY benefit from owning stocks was dividends. During those periods, there was NO overall stock market price appreciation! That’s 61 years out of the entire 20th century.

61% of the time, you received dividends . . . or diddly.

The market has been going up again, but nobody knows when the bear is going to come roaring back.

At some time in the future, this bull market too will collapse. Maybe it will be another tech scandal like Facebook . . . or market instability triggered by high frequency traders . . . or partisan political chaos in Washington D.C. – or something we can’t foresee.

Obviously, depending on “growth” stocks to grow is a risky game, even in bull markets.

The Stock Market’s Future Looks Grim

What if somebody wants to retire just as another such prolonged bear market gets started?

If they depend on the conventional wisdom of selling off their portfolio piece by piece (the official financial advice is selling 4% of your portfolio a year is “safe”), they’ll get low prices.

That means they’ll have to sell off more shares than they planned on just to pay their bills. You have to wonder, just how long of a bear market could their portfolio survive?

Remember, this century started off with a brutal crash from 2000-2002. The 2008 crisis was an even more ferocious economic period. It won’t be the last.

We’ve “officially” recovered from 2008, but the amount of debt Americans owe is even more staggering than 2008.

The federal government owes around $20 trillion. It went up $600,000,000 just in the last six months.

Students owe a record $1.5 trillion in college loans.

Credit card debt hit a record of over $1 trillion in 2017.

Subprime mortgages are below 2008, but Americans now owe a record $1.1 trillion in subprime AUTO loans.

State and local governments owe a record $1.7 trillion – and much of that is to their pension funds.

Corporations owe $8.7 trillion in bonds, the highest level since 2008.”

Sure, the wealthy are making bank, but everybody else from ordinary Americans to the Federal Reserve is in hock to the crown of their heads.

In a recent survey, half of all Americans said they couldn’t pay $400 to meet an unforeseen emergency.

82 million American baby boomers have begun to retire.

Many experts predicted this was going to depress the financial markets — and it’s just begun!

And I haven’t even mentioned the on-going mess in Europe, Japan and China. Many developed countries owe MORE than the United States.

The next American stock crash could easily be triggered by a financial crisis in the European Union, Japan or China.

So the outlook for the Dow going beyond its peak anytime in the near or even mid-future looks bleak.

How to Receive Money From Your Investments No Matter How Far Down the Stock Market Slides, For the Rest of Your Life — as Long as People Remain Human

The world and the markets keep changing, but people’s basic needs have stayed the same since we lived in caves. Clearly, if you want a secure income you can depend on, you want to invest your money so it’ll help supply people with those fundamentals: food and shelter. Water and fire.

McDonald’s and Pepsi-Cola. Apartments and houses. Water utilities and electric companies.

People are always going to buy basic products. A recession, even a world financial crash, can certainly slow — but NOT stop — their sales. Obviously, seven and a half billion people around the world will want to fill their bellies and sleep under a roof at night. That’s the safest bet going.

Income investments based on basic human needs will continue to send out checks. That’s all I need to know and care about.

Here’re Some of the stocks Grandpa Chose for Mom (Notice How Boring This List is, Even for 1955):

• Midwest Piping
• American Investment Company of Illinois
• Wrigley Gum
• Black and Decker
• Ralston Purina
• R.J. Reynolds Tobacco
• Stix, Baer and Fuller
• Stokely Van Camp
• Borden
• Hershey
• Guaranty Trust Company
• J.C. Penney
• Phelps Dodge
• AT&T

Chewing gum, industrial pipes, financial services, cigarettes, chocolate, and that all-time Wall Street favorite — hog mash.

My grandfather did NOT buy that glamorous growth stock IBM even though, as a high-level executive for an international corporation, he knew how important that company’s computers were becoming to modern businesses.

No, he put my mother’s money in the “Old Reliables.” Not mainframes — pork and beans!

AT&T was as high-tech as he went. And back then the company was a regulated utility. Plus, it met the basic human need of talking to each other.

Mom doesn’t have most of these stocks anymore, to tell the truth. She and Grandpa gave in to the tobacco scaremongers and sold R.J Reynolds. Since its 1984 split up, AT&T has undergone numerous and confusing changes — yet it and most of its spin-offs still pay dividends!

And Yet That Just Demonstrates Another One of My Grandfather’s “Old-Fashioned Yet Revolutionary” Strengths . . .

In 1955, only a few professors of finance were reading Harry Markowitz’s paper on reducing portfolio risk through asset diversification, which eventually won him the Nobel Prize for Economics. My grandfather didn’t write down a bunch of fancy equations or win any awards, but he understood the importance of not keeping all your eggs in one basket.

Companies that meet basic needs will always have some cash.

In my system I explain other ways to protect your investments.

The Surprising Truth About Income Investing

One common objection to income investing you may have heard is you have to pay taxes on that income at your regular tax rates.

Capital gains tax rates are lower, so from an academic point of view it seems better to sell the stock and pay capital gains taxes.

My first response is, that assumes there is a capital GAIN. In a textbook world, a company’s stock price rises as its business expands. But in a real world bear market, you may not have any gain at all.

My second response is my original revelation — if you sell a security, whether at a loss or gain, you don’t have it anymore.

When you cash a dividend or income check, you do incur a tax obligation, but you also still own the security — and so you keep on receiving regular checks.

Mom Won’t Let Me Reveal Exactly How Much She Owns, Yet Here’s the Per Share Info I Calculated Back in 2007:

She bought shares of Hershey for $44 3/4 each, and in 1955 received 50 cents each in quarterly dividends. Now, due to stock splits, every single 1955 share is 120 shares paying 29 3/4 cents per share. That’s $35.70 per share per quarter — a 7140% increase in income, or an average of 13.73% per year (1955-2007).

In 1955 one share of Wrigley cost $96 3/4 and paid $1.25-$1.50 per share. Thanks to stock splits, one 1955 share is now 180 common shares and 45 Class B shares. Each of those shares now pays 29 cents per share. so that’s $65.25 per quarter. That’s a 5220% increase, an average annual increase in income of 10% for 1955-2007.

In 1955 the shares of Guaranteed Trust Co cost $84 each and paid 80 cents per share per quarter. That company was eventually bought by J.P. Morgan, and one Guaranteed Trust share is now 41.40 shares of JPMorgan. Each share pays 38 cents per quarter, a total of $15.73. That’s a 1966% increase — an average of 3.78% per year (1955-2007).

Notice I’m NOT telling you how much those stocks’ve gone up in price since 1955. That’s not what’s important. And I’d obviously be lying if I told you they didn’t gone down a lot in the 2008 crisis. What’s important is to follow the money . . . that goes into your pocket.

When the stock market can rise and fall at random, blowing up unexpectedly by over 50% in just 16 months . . . and go nowhere for 11 years — you absolutely cannot depend on it for a worry-free retirement.

You’ll Feel a Thrill When You Receive Your First Dividend or Interest Check

You still have time to build a secure, long-lasting financial foundation that pays you ever-growing checks.

Investing for income is simple, easy and — if you do it the way I show you — a lot less risky.

Just think — once you set up your accounts, your portfolio grows the “lazy” way — automatically.

And it feels so good to know you can have an ever-growing income from your investments WITHOUT selling them off.

Income Investing Secrets System Secures Your Retirement the Lazy Way

INCOME INVESTING SECRETS: How to Receive Ever-Bigger Dividend and Interest Checks, Safeguard Your Portfolio and Retire Wealthy

This is the ONLY available investing for income system that covers the full range of income investing, from stocks and bonds to preferred stocks and real estate investment trusts. AND which tells you straight out — ignore capital gains.

This website contains a lot of great information about income investing. You can learn a lot from it — but it’s like a jigsaw puzzle. Each page of content is one piece, and to get started, you obviously you need to see the Big Picture.

You need a step by step plan. You need a system.

That’s why I updated Grandpa’s work for the current financial markets, included the findings of modern financial research, and put together the 7 Principles of Income Investing. Using them, I evaluate all your income investing options, then come out with a plan for young investors, investors nearing retirement, and retired investors.

I’ve read the other books on income investing. They have some good information, but they focus on “fixed” income investing (a phrase I hate, because even a “small” 2% rate of inflation will eventually destroy the buying power of your savings, so instead I want you to invest for ever-increasing income). And none of them give you their value system up front, as I do.

When you try out the Income Investing Secrets system you get:

• The 24 reasons to invest for income. There’re more, but 24 ought to be enough. HINT: The most important reason is because it feels good to receive checks automatically, without selling anything. Pages 11-13
• The secret to using time to get wealthy. Called “the most powerful force in the universe” by Albert Einstein. My mother couldn’t do this, because she needed her investing income to raise two children . . . but YOU CAN! Pages 44-48
• The quickest and easiest way to invest for income and still have good diversification — My proprietary, unique K.I.S.S. (Keep It Simple, Stooker) portfolio. Buy only 2 different securities. If you want, just read and follow this chapter, and in the long run you’ll do better than 99% of other investors. Page 210
• This little-known form of business company has been a true “insider secret” for over 30 years. Now you can join the ranks of the wealthy who’re receiving ever-growing checks thanks to oil and natural gas — but these companies DON’T drill or refine! They never own, buy or sell a single drop of oil! — Page 121
• Fire your financial advisor! Take your money out of those “Life Cycle” mutual funds. This program gives you investment plans for those far from retirement, approaching retirement and in retirement. It’s not as hard as they want you to think, and I’ve done the work for you. And if you think I threw it together, just ask a fair-minded financial advisor if my recommendations aren’t suitable for income-oriented investors. They might argue details. They might argue the emphasis on income, but they’ll agree my recommendations are solid.
• Some people claim their stock picks can beat the markets. Some smart academics say the financial markets are too efficient to beat. Why I don’t care, and how you can profit from learning the truth. Pages 27-32
• Why academics thought Enron’s stock was less risky than the market . . . let that comfort you if you used to own Enron. THE TRUTH: If you chase after “growth” and fashionable, media-approved (Enron was often voted FORTUNE magazine’s Most Innovative Company of the Year) stocks, you can’t avoid future scandals. Page 31
• The little known type of bond that protects you against inflation — and you didn’t know President Bill Clinton left a great legacy to investors! But be careful — if you don’t watch out, they’ll raise your tax bill. I steer you around this hazard. Page 167

• This type of investment lets you shelter 80-90% of the income it pays to you from taxes — until you sell. Moral: Never sell. It feels so sweet to tell the IRS, “Screw you, I’m keeping this!” Page 123
• Why the Great Depression was a terrific time to buy stocks. After the stock market crash of 1929, income investors gained over 400% during the 25 years it took “growth” investors to break even. Page 48
• This type of cash-rich stock is part of the largest “industry” in the world — you’re using it right now unless you’re on a boat or in an airplane. In the U.S., it’s REQUIRED to pay you 90% of its net income — and most pay even more than that. Page 111
• Other financial writers must live in ivory towers where nobody ever gets hurt or dies, because they think “risk” is a mathematical concept. Some of my 7 Principles will protect you against the REAL risks of investing — and these don’t include price ups and downs. Pages 33-35
• The retired IRS agent who became the world’s greatest investor — and what you can learn from her. Page 44
• How much it’s costing you to take financial advice from stock-picking or market-timing gurus who claim to know the future. Dump everyone without a crystal ball 100% guaranteed by God. Page 62
• A full (and frightening list) of the many expenses of actively traded, open-ended mutual funds — including the sneaky charges they’re not required to disclose to you. Pages 75-77
• How to buy high credit quality, newly-issued corporate bonds without paying outrageous commissions. Don’t let bond brokers stick it to you! Page 152
• Why you should replace asset allocation with income allocation. The academics say you can’t beat the market because of transaction costs, then advise you to incur more transaction costs! What’s wrong with this picture. Page 193

• Many investors’ biggest problem is setting the money aside . . . here’s the psychological shift to make in your brain so you enjoy saving up for your retirement. Page 47
• “Put all your eggs in one basket and watch that basket very carefully,” right? Outrageously dangerous advice! Steer clear of anyone who tells you that. Pages 56-59
• WARNING! The greatest single threat to your buying power is weaker than it used to be, but if you don’t use some of your investments to fight back (and you’re under 100 years old), you’re doomed to lose. Pages 60-62
• What every other financial writers advises you to do — which I think is a tremendous waste of the greatest asset you have in life. (My mother’s too busy acting in local plays, stepping into quicksand in the Ecuadorian jungle and going out to dinner with friends!) That’s why I call this the lazy investor’s guide to wealth. Pages 66-70
• The many major problems with mutual funds — that cost you more money in more ways than you think, and why so many investors rely on them anyway. Follow this income investing plan, and you’ll have the understanding and confidence to ditch these over-hyped losers. Page 74
• The average mutual fund spends $16 million a year of YOUR money on __________ _____________ . . .most of it wasted! Page 75
• The many ways mutual funds make you pay more taxes. What you think is a year-end inconvenience is whittling away at your retirement funds with a machete. What’s worse, they force you to pay your savings to the IRS even when their share prices go down! Pages 75-79
• Why index mutual funds are better than actively-traded mutual funds, but are still optimizing a dysfunctional investment strategy. Nobody else DARES say that. Pages 80-81
• The new form of investment that beats the living daylights out of actively traded mutual funds. Some of them are perfect investments for different types of income investments. I point you to the ones you can use to secure your retirement. Pages 86-88 and Pages 182-190
• WARNING: When your broker wants you to jump into one of these investments (a type of mutual fund), fire his ass! Pages 89-93
• How you can make money by investing in the most important liquid in the world . . . many experts predict future wars will be fought over it, and IT’S NOT OIL! Page 107
• This traditional “widows and orphans” type of stock did help Mom support my sister and I when we most needed the income . . . and you’re allowed to take advantage of its safety and income too. Page 108
• Now you too can now invest like a venture capitalist — make big money by helping small business get off the ground. These profits used to be closed to everybody making under $200,000 a year or worth under $1 million. If you’re willing to take some risk (only with a small part of your total portfolio, please), you can join in the game and may earn a big return. Page 127
• The index of companies that have paid higher dividends every year for at least 10 years (some have raised their dividends every year for over 100 years!) and how to easily invest in all these companies by buying just one security. Page 185
• How almost anyone in the world can participate in the largest bond market in the world, without paying any commissions. I give you the website address where you can open up an account that’s free for balances under $100,000. Page 141
• What determines an investment’s true value — don’t wind up as the “greatest” fool. Page 36

I want to invest the “revolutionary,” old-fashioned way that kept the wolf away from the doors of widows and made industrialists even richer.

I want to thank you for trying out Income Investing Secrets by offering you 3 free bonuses:

1. VARIABLE ANNUITIES EXPLAINED: Tax-Shelter an Unlimited Amount of Money from the IRS and Guarantee Yourself a Lifetime Income Without Getting Ripped Off

Shopping for variable annuities makes sending a rocket to Mars seem like child’s play. Here I explain how they work, what to look for, and the scams to avoid.

You can’t get all this information from any book on the market. The books sold on Amazon are out of date, and the available ebook on variable annuities isn’t comprehensive, and doesn’t explain how they work. I know — I paid around $300 for all of them.

• Already maxxed out your IRA and 401(k) contributions? How you can put an unlimited amount of money into a tax-sheltered account. Why don’t conventional financial writers advise you to do this? Page 14
• The 3 stages of variable annuities . . . many writers mix them up, which confuses readers. Why you may never need or want the 3rd phase. Pages 11-12
• The two ways to lose when you buy a fixed annuity, and the two kinds of people who may want to buy them anyway. Pages 2 and 4

• The many hidden expenses of variable annuities, and why they’re still often a better deal for many people than mutual funds. Page 17
• Why variable annuities are often better than a mutual fund for your heirs, despite the conventional wisdom. Pages 17-20

2. SWISS ANNUITIES EXPLAINED: Safeguard Your Variable Annuities With the World’s Safest Life Insurance Companies, in What May Be the World’s Safest Form of Money

NOT Swiss bank accounts!

Swiss annuities are one of the best “secret” investments in the world, but anybody can buy them.

Here’s what you need to get started.

The Swiss are known as the world’s safest as well as most secret bankers. What’s not so well-known is that for over 100 years they’ve also had the world’s safest life insurance industry. Not one Swiss life insurance company has ever failed.

Compare that to AIG in the United States.

Plus, the Swiss franc will probably continue appreciate against ALL types of dollars AND the euro AND the yen . . .

Plus, under normal conditions Swiss law prohibits the seizure of annuities by creditors . . .

Plus, the same strict privacy laws that prohibit Swiss bank employees from disclosing customer information also apply to Swiss life insurance company employees . . .

Plus, ownership of foreign annuities doesn’t have to be reported to the U.S. government (as ownership of foreign bank accounts must be) . . .

Plus, earnings on foreign-owned annuities are not subject to the 35% tax the Swiss government imposes on foreign-owned Swiss bank accounts . . .

3. Master Limited Partnerships: High-Yield, Ever-Growing Oil Stocks, Income Investing for a Secure, Worry-Free and Comfortable Retirement

Master Limited Partnerships are a little known form of investment, and are one of the best income investments available in the United States.

MLPs make their money by transporting energy — oil, natural gas and refined petroleum products. They operate pipelines throughout the United States and Canada.

Best of all, MLPs make money so long as people need the energy, no matter whether the price is up or down. They charge for letting it go through their pipeliness, and storing it.

However, this is the only full-length book devoted to them.

It’s selling on Amazon right now for $15.95, but you get it free along with Income Investing Secrets.

Secure Your Financial Future Now

Many investors have paid $7,000 to attend seminars by financial gurus such as Wade Cook who make unrealistic promises and teach tricks that eventually lose you money.

You can pay others $100s of dollars to take online courses and buy DVDs on how to play the foreign exchange market, buy and sell commodities and options, day trade and more. If these techniques worked consistently then everybody would be rich.

The standard one year subscription for an introductory financial newsletter is $99 — and once you’re in their marketing pipeline, they push you to subscribe to newsletters costing $200, $400 and up.

I’ve many times paid $50 to $100 and up for books on investing and trading.

Many investment advisors want you to subscribe to THE WALL STREET JOURNAL ($249 per year from Amazon), BARRON’S ($79 for 12 months of online edition), MORNINGSTAR DIVIDENDINVESTOR ($189 per year), VALUE LINE INVESTMENT SURVEY U.S. EDITION ($538) as well as other sources of information.

If you have any sizable amount of stocks, bonds or mutual funds, you’ve paid out lots of money in commissions, management fees and capital gains taxes. You’d save most of that money if you only bought . . . and never sold.

If you wanted to learn everything in the Income Investing Secrets on your own, you can, to tell the truth. Sift through the tons of material on the Internet. This website does contain a lot of the pieces of the puzzle. Spend hundreds of dollars for investing books from Amazon. Spend hundreds of hours reading, studying and fitting the pieces together into a total system.

Or you can get the system in complete form, all ready to go. All ready for you to just download, and then put to use. With all the work already done for you. Just follow the steps I outline — I do everything except give you the money to start investing with.

But I want everybody who’s retired, thinking about retirement or young enough to get REALLY REALLY rich from this information to put it to use now.

Therefore, your investment in Income Investing Secrets is not $7,000 or $500 or even $100 . . .

Just $47 is all I’m asking — and you can download it immediately to your hard drive — won’t take more than 5 minutes. As soon as your order goes through, you’re directed to a web page where you can download Income Investing Secrets system and the 3 free bonuses — even at 2 in the morning.

For less money than you spend to eat dinner out and see a movie, you tap into the same secrets my grandfather used to secure my mother’s ability to provide for her two children — updated for the 21st century.

You guarantee yourself an ever-growing stream of regular checks.

Plus, you reduce risk by relying on the basic needs of people.

High tech fads come and go – people have to keep paying for food and shelter.

You can’t “beat” the market, so join it! For just $47 you can make yourself a partner in reliable businesses that share their profits with you.

Stop handing your hard-earned savings over to the IRS. Give them a share of your investment “harvest,” but keep your “seed corn” so you continue reaping “harvests.”

Stop worrying or caring about stock and bond market ups and downs. You receive regular checks.

Stop guessing which “geese” will grow into “ten-baggers” so you can sell them for a higher price. You don’t own a crystal ball, and neither do any of the financial analysts or gurus. Buy geese that lay gold eggs and you never want to sell those geese.

My mother’s gathered gold eggs for over fifty years. She raised two demanding children that way, and now we’re out of her hair, has a nice lifestyle. She spends her time reading catalogs, not annual reports. She watches movies on cable TV, not Moneyline. She goes on cruises with friends and flies to visit her grandchildren. You too can join in the fun.

Check out income investing for lazy investors now

The word about income investing is already spreading. Many people question the wisdom of relying on capital gains/market price appreciation. More and more people are snatching up dividend-paying stocks, corporate bonds, real estate investment trusts and more income investments. The longer you wait, the higher the price you’ll have to pay for your streams of income.

Flip the bird to the stockbrokers, mutual fund managers, financial advisors, market gurus and “analysts” who want to suck the blood out of your retirement funds. Invest your money well . . . and you can spend your precious time enjoying life with your family instead of watching talking heads on TV.

For the price of a few pizzas, you put into your hands the most complete system for learning how to protect you and your family’s retirement and inheritance NOW.

If you have money in any actively-managed mutual funds, your investment in Income Investing Secrets system will more than pay for itself when you switch to tax-efficient forms of investment.

I want to avoid the baby boomer retirement market crash

What Will You Enjoy Doing After You Retire With a Secure, Ever-Growing Income?

You probably don’t set your alarm clock except when you’re going to catch an early morning flight to visit an old college friend, tour Italian art museums or go on an African safari. Your days are full of fun activities: golf or tennis or walks in the park, lunch with friends, movies, dinner with friends, concerts, shows . . . watching your grand or great grandchildren play soccer . . .

Life is good. Of course, everything costs money. Yet you can pull out the cash or your debit card with confidence, knowing you have more than enough funds, and you’ll never run out — even if the government’s Social Security trust funds do.

You’ll leave a legacy to your family they’ll appreciate more and more as the years go by.

More importantly than the money, you’ll give them what my Grandpa left me (and Mom is still providing) — a terrific example to follow . . .

So long as people around the world still drink water, eat chocolate and turn on electric lights!

If You’re Outside the U.S. —

The principles of investing for income are the same everywhere.

Many of the details in this system won’t apply to you. But I’m sure that you can get hold of most or all of the securities I mention by name.

Get hold of Income Investing Secrets NOW – so you too can grow rich the lazy way

Remember — your satisfaction is guaranteed!

sincerely,

Rick

Rick Stooker

P.S. Look, I’m a baby boomer thinking about retirement myself. I want dividends and interest to reinvest now, so that when I’m older I receive a stream of big, ever-growing checks. These techniques fed and clothed me when I was a child. Updated for the 21st century, they’ll feed and clothe me and my loved ones when I’m a senior citizen!

Please don’t wait until everybody else is already selling off their growth stocks. When everybody wants to sell, there’s nobody left to buy — and then it’ll be too late to get your money back.

Every day your retirement savings is tied up in “growth” stocks, you’re at risk of their value going down — and you’re failing to receive the regular dividend and interest checks you could be receiving, so you have a great time when you say goodbye to the Rat Race.

Or maybe you plan to bet your retirement lifestyle on Social Security . . .

Rick, I don’t want to stake my future on Social Security — I’m ready to learn about income investing now!

Copyright 2007-2019 by Richard Stooker and Gold Egg Investing LLC. All rights reserved.

Many thanks to my cousin Steve Jacoby for taking the great picture of Mom and I.